Cartoon Caption Contest, 15 February 2009

The shortlisted ones:
"Hey dude, you must be out of your mind.
I cannot even cash out my capital-protected investment plan."
- Lee Kian Wee

"You have not been reading about banks' financial health lately?!"
- Sim Kwang Seng

And the winning entry:
"Oh, how thoughtful of you! It isn’t BYOB Day,
but you still brought your own bag!"
- Darius Xu Jun Ling